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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,429 | $97,550-17.6% | $120,344-33.2% | $87,485-8.1% |
| Participation rate | 68.9% | 72.8%-3.9pp | 76.7%-7.8pp | 68.9%0pp |
| Annual return | 17.40% | 18.41%-1.0pp | 20.30%-2.9pp | 26.06%-8.7pp |
| Employer contribution / active EE | $1,905 | $2,291-16.9% | $3,020-36.9% | $2,596-26.6% |
| Participant deferral / active EE | $2,948 | $4,230-30.3% | $5,135-42.6% | $4,274-31.0% |
| Admin fee / account holder | $6,070 | $9,543-36.4% | $12,742-52.4% | $7,775-21.9% |