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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,429 | $95,453-15.7% | $112,040-28.2% | $82,448-2.4% |
| Participation rate | 68.9% | 72.8%-3.8pp | 76.5%-7.6pp | 68.1%+0.9pp |
| Annual return | 17.40% | 23.92%-6.5pp | 24.52%-7.1pp | 41.64%-24.2pp |
| Employer contribution / active EE | $1,905 | $2,318-17.8% | $2,954-35.5% | $2,551-25.3% |
| Participant deferral / active EE | $2,948 | $4,224-30.2% | $5,098-42.2% | $4,139-28.8% |
| Admin fee / account holder | $6,070 | $9,013-32.7% | $12,098-49.8% | $7,234-16.1% |