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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,888 | $73,863-82.6% | $143,797-91.0% | $68,490-81.2% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -14.46% | 0.91%-15.4pp | -0.04%-14.4pp | -7.85%-6.6pp |
| Employer contribution / active EE | $1,815 | $3,185-43.0% | $4,952-63.3% | $2,597-30.1% |
| Participant deferral / active EE | $415 | $3,385-87.8% | $5,638-92.6% | $4,028-89.7% |
| Admin fee / account holder | $6,418 | $5,756+11.5% | $14,679-56.3% | $5,403+18.8% |