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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,395 | $110,337+45.4% | $102,383+56.7% | $145,877+10.0% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 7.38% | 24.83%-17.5pp | 24.94%-17.6pp | 551.28%-543.9pp |
| Employer contribution / active EE | $4,704 | $4,216+11.6% | $3,870+21.5% | $4,663+0.9% |
| Participant deferral / active EE | $5,675 | $5,621+1.0% | $5,060+12.2% | $6,691-15.2% |
| Admin fee / account holder | $171,574 | $9,750+1659.8% | $8,391+1944.7% | $13,402+1180.2% |