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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,016 | $55,889+188.1% | $76,119+111.5% | $80,935+98.9% |
| Participation rate | 93.1% | 62.1%+31.0pp | 69.1%+24.0pp | 67.7%+25.4pp |
| Annual return | 9.06% | 20.58%-11.5pp | 361.25%-352.2pp | 35.66%-26.6pp |
| Employer contribution / active EE | $10,268 | $1,866+450.3% | $2,693+281.3% | $2,757+272.5% |
| Participant deferral / active EE | $6,542 | $3,051+114.4% | $4,259+53.6% | $4,299+52.2% |
| Admin fee / account holder | $28,915 | $5,241+451.7% | $6,421+350.3% | $6,924+317.6% |