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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,698 | $69,444+167.4% | $92,985+99.7% | $87,485+112.3% |
| Participation rate | 100.0% | 63.3%+36.7pp | 69.5%+30.5pp | 68.9%+31.1pp |
| Annual return | 12.62% | 23.85%-11.2pp | 27.99%-15.4pp | 26.06%-13.4pp |
| Employer contribution / active EE | $13,719 | $1,917+615.6% | $2,662+415.3% | $2,596+428.4% |
| Participant deferral / active EE | $8,210 | $3,364+144.1% | $4,377+87.6% | $4,274+92.1% |
| Admin fee / account holder | $40,337 | $6,137+557.2% | $9,463+326.2% | $7,775+418.8% |