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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,698 | $58,627+216.7% | $76,735+142.0% | $82,448+125.2% |
| Participation rate | 100.0% | 63.2%+36.8pp | 69.5%+30.5pp | 68.1%+31.9pp |
| Annual return | 12.62% | 39.10%-26.5pp | 29.77%-17.1pp | 41.64%-29.0pp |
| Employer contribution / active EE | $13,719 | $1,729+693.4% | $2,454+459.0% | $2,551+437.8% |
| Participant deferral / active EE | $8,210 | $3,134+162.0% | $4,088+100.8% | $4,139+98.3% |
| Admin fee / account holder | $40,337 | $5,323+657.8% | $7,189+461.1% | $7,234+457.6% |