Retirement plan

SHIRLEY & SONS CONSTRUCTION CO. INC. 401 (K) PLAN

Name: SHIRLEY & SONS CONSTRUCTION CO - SHIRLEY & SONS CONSTRUCTION CO. INC. 401 (K) PLAN (2020) Form 5500
Creator: SHIRLEY & SONS CONSTRUCTION CO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SHIRLEY & SONS CONSTRUCTION CO. INC. 401 (K) PLAN, SHIRLEY & SONS CONSTRUCTION CO

SHIRLEY & SONS CONSTRUCTION COEIN 74-1871807Plan #002PY 2020

P.O. BOX 429 - CLEVELAND, TX 77328281-592-9254LinkedIn11-50 employeesconstruction

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$650K

+32.9% from 2019

Total participants

0.0% from 2019

Average account balance

$38,261

+40.7% from 2019

Annual return

13.46%

-7.14 pp from 2019

Benchmarks

See 42,037 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort42,037 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.38M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$66K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

63.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$181K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.42%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4818

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$59K

$2446 / participant

Other / not subdivided$59K100.0%

% of EOY assets

9.025%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$38,261

$115,810-67.0%

$101,271-62.2%

$158,966-75.9%

Participation rate

70.8%

79.4%-8.5pp

75.8%-5.0pp

82.0%-11.1pp

Annual return

13.46%

56.15%-42.7pp

46.48%-33.0pp

302.95%-289.5pp

Employer contribution / active EE

$2,078

$4,175-50.2%

$3,660-43.2%

$4,762-56.4%

Participant deferral / active EE

$4,329

$4,958-12.7%

$4,371-1.0%

$5,983-27.6%

Admin fee / account holder

$3,453

$7,248-52.4%

$5,948-41.9%

$11,250-69.3%

SHIRLEY & SONS CONSTRUCTION CO. INC. 401 (K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SHIRLEY & SONS CONSTRUCTION CO. INC. 401 (K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion