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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,974 | $127,296-63.9% | $109,907-58.2% | $167,536-72.6% |
| Participation rate | 30.0% | 77.9%-47.9pp | 74.2%-44.2pp | 82.1%-52.1pp |
| Annual return | 15.50% | 22.97%-7.5pp | 29.46%-14.0pp | 478.82%-463.3pp |
| Employer contribution / active EE | $600 | $3,325-82.0% | $2,844-78.9% | $4,839-87.6% |
| Participant deferral / active EE | $1,714 | $4,513-62.0% | $4,047-57.7% | $6,342-73.0% |
| Admin fee / account holder | $2,682 | $7,119-62.3% | $6,069-55.8% | $12,315-78.2% |