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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,258 | $98,240+86.5% | $82,312+122.6% | $147,586+24.2% |
| Participation rate | 95.0% | 79.7%+15.3pp | 76.9%+18.1pp | 82.8%+12.2pp |
| Annual return | 18.34% | 30.85%-12.5pp | 25.88%-7.5pp | 578.59%-560.3pp |
| Employer contribution / active EE | $6,069 | $3,192+90.2% | $2,428+149.9% | $4,876+24.5% |
| Participant deferral / active EE | $2,514 | $4,383-42.7% | $3,706-32.2% | $5,439-53.8% |
| Admin fee / account holder | $37,799 | $8,563+341.4% | $5,608+574.0% | $10,886+247.2% |