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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,367 | $64,729-14.5% | $112,263-50.7% | $68,490-19.2% |
| Participation rate | 87.2% | 67.2%+20.0pp | 75.1%+12.1pp | 67.9%+19.3pp |
| Annual return | -18.55% | -11.40%-7.1pp | 27.49%-46.0pp | -7.85%-10.7pp |
| Employer contribution / active EE | $2,208 | $2,746-19.6% | $3,636-39.3% | $2,597-15.0% |
| Participant deferral / active EE | $4,306 | $3,566+20.8% | $4,729-9.0% | $4,028+6.9% |
| Admin fee / account holder | $1,467 | $5,222-71.9% | $6,410-77.1% | $5,403-72.8% |