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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,270 | $106,923-82.9% | $84,023-78.3% | $152,909-88.1% |
| Participation rate | 83.3% | 75.3%+8.1pp | 69.0%+14.3pp | 82.5%+0.9pp |
| Annual return | 14.72% | 105.02%-90.3pp | 71.32%-56.6pp | 345.46%-330.7pp |
| Employer contribution / active EE | $543 | $2,735-80.2% | $1,984-72.7% | $4,764-88.6% |
| Participant deferral / active EE | $2,577 | $4,013-35.8% | $3,239-20.5% | $5,851-56.0% |
| Admin fee / account holder | $17,483 | $8,289+110.9% | $6,102+186.5% | $11,601+50.7% |