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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,640 | $175,231-59.7% | $149,696-52.8% | $139,466-49.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.84% | 166.77%-151.9pp | 134.46%-119.6pp | 373.66%-358.8pp |
| Employer contribution / active EE | $11,216 | $5,478+104.8% | $4,821+132.7% | $4,754+135.9% |
| Participant deferral / active EE | $22,093 | $6,521+238.8% | $5,682+288.8% | $6,712+229.2% |
| Admin fee / account holder | $23,482 | $16,155+45.4% | $13,212+77.7% | $11,409+105.8% |