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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,408 | $176,120-52.6% | $159,487-47.7% | $167,553-50.2% |
| Participation rate | 52.6% | 85.0%-32.3pp | 82.8%-30.2pp | 82.1%-29.5pp |
| Annual return | 11.90% | 331.95%-320.0pp | 263.71%-251.8pp | 478.89%-467.0pp |
| Employer contribution / active EE | $1,888 | $5,299-64.4% | $4,831-60.9% | $4,840-61.0% |
| Participant deferral / active EE | $2,950 | $7,752-61.9% | $7,354-59.9% | $6,343-53.5% |
| Admin fee / account holder | $613 | $12,561-95.1% | $10,804-94.3% | $12,316-95.0% |