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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,222 | $85,766+30.8% | $136,297-17.7% | $70,124+60.0% |
| Participation rate | 95.2% | 74.2%+21.1pp | 81.9%+13.3pp | 69.5%+25.7pp |
| Annual return | 6.90% | 31.45%-24.6pp | 5156.19%-5149.3pp | 73.14%-66.2pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $4,065 | $5,051-19.5% | $6,247-34.9% | $3,332+22.0% |
| Admin fee / account holder | $794 | $5,420-85.4% | $9,244-91.4% | $4,645-82.9% |