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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,041 | $102,385+97.3% | $147,080+37.4% | $80,935+149.6% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 8.06% | 135.09%-127.0pp | 420.17%-412.1pp | 35.66%-27.6pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,933-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $6,535 | $6,651-1.7% | $8,066-19.0% | $4,299+52.0% |
| Admin fee / account holder | $3,807 | $7,951-52.1% | $12,989-70.7% | $6,924-45.0% |