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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,697 | $110,083-65.8% | $151,639-75.1% | $68,486-45.0% |
| Participation rate | 70.7% | 84.0%-13.2pp | 87.5%-16.8pp | 67.9%+2.8pp |
| Annual return | -14.22% | -10.12%-4.1pp | 3.34%-17.6pp | -7.85%-6.4pp |
| Employer contribution / active EE | $967 | $4,470-78.4% | $6,165-84.3% | $2,597-62.8% |
| Participant deferral / active EE | $6,327 | $6,526-3.1% | $8,363-24.3% | $4,028+57.1% |
| Admin fee / account holder | $3,781 | $7,718-51.0% | $11,613-67.4% | $5,404-30.0% |