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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,136 | $67,602+20.0% | $82,312-1.4% | $70,126+15.7% |
| Participation rate | 92.3% | 72.8%+19.5pp | 76.9%+15.4pp | 69.5%+22.8pp |
| Annual return | 11.12% | 21.57%-10.4pp | 25.88%-14.8pp | 73.15%-62.0pp |
| Employer contribution / active EE | $1,464 | $1,755-16.6% | $2,428-39.7% | $2,343-37.5% |
| Participant deferral / active EE | $1,822 | $2,987-39.0% | $3,706-50.8% | $3,332-45.3% |
| Admin fee / account holder | $29,461 | $4,512+553.0% | $5,608+425.4% | $4,645+534.2% |