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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,011 | $80,983+28.4% | $96,544+7.7% | $75,177+38.4% |
| Participation rate | 84.0% | 71.8%+12.3pp | 76.0%+8.1pp | 67.2%+16.8pp |
| Annual return | 14.85% | 27.05%-12.2pp | 25.88%-11.0pp | 160.75%-145.9pp |
| Employer contribution / active EE | $5,196 | $2,282+127.6% | $2,966+75.2% | $2,671+94.5% |
| Participant deferral / active EE | $5,331 | $3,929+35.7% | $4,851+9.9% | $4,126+29.2% |
| Admin fee / account holder | $2,322 | $6,717-65.4% | $8,254-71.9% | $5,651-58.9% |