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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,343 | $95,406-29.4% | $185,849-63.8% | $85,847-21.6% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.81% | 23.59%-12.8pp | 122.10%-111.3pp | 318.61%-307.8pp |
| Employer contribution / active EE | $2,015 | $3,314-39.2% | $5,169-61.0% | $2,565-21.5% |
| Participant deferral / active EE | $3,277 | $3,424-4.3% | $5,569-41.2% | $3,952-17.1% |
| Admin fee / account holder | $1,367 | $7,214-81.1% | $16,244-91.6% | $6,261-78.2% |