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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,747 | $75,962-49.0% | $154,108-74.9% | $64,173-39.6% |
| Participation rate | 84.6% | 70.4%+14.2pp | 83.0%+1.6pp | 69.6%+15.0pp |
| Annual return | -17.66% | 30.32%-48.0pp | 735.21%-752.9pp | 7.63%-25.3pp |
| Employer contribution / active EE | $630 | $3,350-81.2% | $5,298-88.1% | $2,381-73.6% |
| Participant deferral / active EE | $1,357 | $3,175-57.3% | $5,081-73.3% | $3,470-60.9% |
| Admin fee / account holder | $590 | $5,589-89.4% | $13,411-95.6% | $4,887-87.9% |