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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,844 | $156,398+148.0% | $147,318+163.3% | $138,895+179.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.92% | 78.75%-61.8pp | 70.43%-53.5pp | 145.39%-128.5pp |
| Employer contribution / active EE | $6,385 | $4,853+31.6% | $4,593+39.0% | $4,194+52.2% |
| Participant deferral / active EE | $9,174 | $8,237+11.4% | $7,906+16.0% | $6,396+43.4% |
| Admin fee / account holder | $8,710 | $14,976-41.8% | $13,708-36.5% | $12,562-30.7% |