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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,844 | $196,972+96.9% | $182,262+112.8% | $198,609+95.3% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 16.92% | 158.27%-141.4pp | 140.60%-123.7pp | 202.70%-185.8pp |
| Employer contribution / active EE | $6,385 | $5,364+19.0% | $5,046+26.5% | $5,055+26.3% |
| Participant deferral / active EE | $9,174 | $8,643+6.1% | $8,276+10.8% | $6,977+31.5% |
| Admin fee / account holder | $8,710 | $18,429-52.7% | $16,712-47.9% | $19,030-54.2% |