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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $8,799 |
LOREN D. STARK COMPANY1 year Filed as: LOREN D. STARK COMPANY, INC Service code 15 · EIN 74-1537058 | Recordkeeping | $3,675 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,135 | $69,977-54.1% | $108,582-70.4% | $62,881-48.9% |
| Participation rate | 96.6% | 72.9%+23.7pp | 79.6%+17.0pp | 69.3%+27.3pp |
| Annual return | 5.97% | 10.73%-4.8pp | -51.70%+57.7pp | 20.14%-14.2pp |
| Employer contribution / active EE | $2,844 | $2,135+33.2% | $3,758-24.3% | $2,281+24.7% |
| Participant deferral / active EE | $3,739 | $3,165+18.1% | $4,311-13.3% | $3,203+16.7% |
| Admin fee / account holder | $109 | $5,076-97.9% | $7,645-98.6% | $4,296-97.5% |