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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,506 | $192,829-31.3% | $142,516-7.0% | $139,487-5.0% |
| Participation rate | 68.2% | 81.4%-13.3pp | 76.8%-8.6pp | 80.3%-12.2pp |
| Annual return | 17.90% | 18.07%-0.2pp | 20.03%-2.1pp | 373.84%-355.9pp |
| Employer contribution / active EE | $1,900 | $5,808-67.3% | $4,849-60.8% | $4,755-60.0% |
| Participant deferral / active EE | $3,147 | $7,200-56.3% | $6,280-49.9% | $6,713-53.1% |
| Admin fee / account holder | $4,267 | $15,120-71.8% | $10,008-57.4% | $11,407-62.6% |