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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,369 | $75,832-65.2% | $147,617-82.1% | $59,633-55.8% |
| Participation rate | 81.1% | 71.6%+9.6pp | 84.6%-3.5pp | 68.7%+12.5pp |
| Annual return | -2.78% | 0.37%-3.1pp | 61.98%-64.8pp | 2041.45%-2044.2pp |
| Employer contribution / active EE | $864 | $3,485-75.2% | $5,564-84.5% | $2,203-60.8% |
| Participant deferral / active EE | $1,388 | $3,131-55.7% | $4,895-71.6% | $3,192-56.5% |
| Admin fee / account holder | $1,760 | $5,986-70.6% | $11,612-84.8% | $4,297-59.0% |