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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,666 | $85,766+111.8% | $136,298+33.3% | $70,126+159.1% |
| Participation rate | 91.8% | 74.2%+17.6pp | 81.9%+9.9pp | 69.5%+22.2pp |
| Annual return | 3.89% | 31.46%-27.6pp | 5156.27%-5152.4pp | 73.15%-69.3pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,822 | $5,051-44.1% | $6,247-54.8% | $3,332-15.3% |
| Admin fee / account holder | $1,004 | $5,421-81.5% | $9,244-89.1% | $4,645-78.4% |