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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,603 | $100,811+15.7% | $86,698+34.5% | $134,545-13.3% |
| Participation rate | 68.2% | 79.0%-10.8pp | 76.6%-8.4pp | 81.2%-13.1pp |
| Annual return | -18.04% | 29.11%-47.2pp | 35.96%-54.0pp | 418.37%-436.4pp |
| Employer contribution / active EE | $920 | $3,490-73.7% | $2,837-67.6% | $4,742-80.6% |
| Participant deferral / active EE | $3,039 | $5,339-43.1% | $4,656-34.7% | $6,401-52.5% |
| Admin fee / account holder | $14,055 | $10,926+28.6% | $7,492+87.6% | $11,431+23.0% |