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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,090 | $148,629+52.8% | $135,982+67.0% | $139,487+62.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.29% | 79.33%-61.0pp | 68.32%-50.0pp | 373.84%-355.6pp |
| Employer contribution / active EE | $4,683 | $5,247-10.7% | $4,859-3.6% | $4,755-1.5% |
| Participant deferral / active EE | $15,525 | $8,102+91.6% | $7,760+100.1% | $6,713+131.3% |
| Admin fee / account holder | $11,643 | $12,406-6.2% | $10,767+8.1% | $11,407+2.1% |