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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,099 | $57,541+101.8% | $95,759+21.2% | $75,177+54.4% |
| Participation rate | 98.7% | 62.5%+36.2pp | 72.3%+26.4pp | 67.2%+31.5pp |
| Annual return | 16.83% | 34.93%-18.1pp | 28.42%-11.6pp | 160.75%-143.9pp |
| Employer contribution / active EE | $7,732 | $1,808+327.7% | $2,836+172.6% | $2,671+189.5% |
| Participant deferral / active EE | $5,169 | $3,074+68.2% | $4,244+21.8% | $4,126+25.3% |
| Admin fee / account holder | $17,077 | $4,099+316.7% | $5,678+200.7% | $5,651+202.2% |