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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,401 | $72,404-89.8% | $110,243-93.3% | $64,173-88.5% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 0.00% | -6.29%+6.3pp | 314.76%-314.8pp | 7.63%-7.6pp |
| Employer contribution / active EE | $696 | $2,282-69.5% | $3,827-81.8% | $2,381-70.8% |
| Participant deferral / active EE | $2,552 | $3,469-26.4% | $4,672-45.4% | $3,470-26.4% |
| Admin fee / account holder | $582 | $5,664-89.7% | $8,548-93.2% | $4,887-88.1% |