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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,190 | $99,994-34.8% | $146,647-55.5% | $85,851-24.1% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 13.34% | 18.93%-5.6pp | 22.75%-9.4pp | 318.63%-305.3pp |
| Employer contribution / active EE | $3,340 | $2,559+30.5% | $4,137-19.3% | $2,565+30.2% |
| Participant deferral / active EE | $2,933 | $4,006-26.8% | $5,506-46.7% | $3,952-25.8% |
| Admin fee / account holder | $1,333 | $7,703-82.7% | $10,281-87.0% | $6,261-78.7% |