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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,336 | $95,404-35.7% | $113,397-45.9% | $82,637-25.8% |
| Participation rate | 96.8% | 72.8%+24.0pp | 76.5%+20.3pp | 68.1%+28.8pp |
| Annual return | 16.82% | 19.08%-2.3pp | 23.20%-6.4pp | 53.51%-36.7pp |
| Employer contribution / active EE | $2,275 | $2,307-1.4% | $2,977-23.6% | $2,552-10.8% |
| Participant deferral / active EE | $4,104 | $4,220-2.8% | $5,076-19.2% | $4,126-0.5% |
| Admin fee / account holder | $2,487 | $9,168-72.9% | $11,957-79.2% | $7,339-66.1% |