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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,096 | $108,825+84.8% | $156,181+28.8% | $82,448+143.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 1.96% | 20.59%-18.6pp | 64.87%-62.9pp | 41.64%-39.7pp |
| Employer contribution / active EE | $6,667 | $2,870+132.3% | $4,294+55.3% | $2,551+161.3% |
| Participant deferral / active EE | $6,662 | $4,577+45.5% | $6,132+8.6% | $4,139+60.9% |
| Admin fee / account holder | $1,440 | $9,341-84.6% | $14,586-90.1% | $7,234-80.1% |