See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
LT TRUST COMPANY4 years Service code 12 · EIN 61-1607607 1675 BROADWAY STREET · DENVER, CO 80202 | Direct payment from the plan; Recordk... | $14,445 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,059 | $54,573-44.9% | $90,951-67.0% | $73,488-59.1% |
| Participation rate | 59.9% | 61.2%-1.3pp | 69.0%-9.2pp | 70.7%-10.8pp |
| Annual return | 10.96% | 16.69%-5.7pp | 134.60%-123.6pp | 28.51%-17.6pp |
| Employer contribution / active EE | $585 | $991-40.9% | $2,122-72.4% | $2,270-74.2% |
| Participant deferral / active EE | $1,447 | $2,517-42.5% | $3,373-57.1% | $3,740-61.3% |
| Admin fee / account holder | $117 | $521-77.5% | $5,959-98.0% | $513-77.1% |