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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,752 | $88,707-39.4% | $74,184-27.5% | $273,972-80.4% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.6%-26.6pp | 83.0%-33.0pp |
| Annual return | 10.75% | 11.94%-1.2pp | 17.74%-7.0pp | 41.46%-30.7pp |
| Employer contribution / active EE | $1,509 | $3,159-52.3% | $2,370-36.4% | $4,869-69.0% |
| Participant deferral / active EE | $3,459 | $4,212-17.9% | $3,550-2.6% | $5,287-34.6% |
| Admin fee / account holder | $1,614 | $8,717-81.5% | $5,586-71.1% | $10,133-84.1% |