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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,903 | $55,930+28.6% | $76,089-5.5% | $80,925-11.1% |
| Participation rate | 93.8% | 62.1%+31.8pp | 69.1%+24.8pp | 67.7%+26.2pp |
| Annual return | 13.78% | 20.58%-6.8pp | 360.94%-347.2pp | 35.65%-21.9pp |
| Employer contribution / active EE | $3,950 | $1,866+111.7% | $2,690+46.8% | $2,756+43.3% |
| Participant deferral / active EE | $9,097 | $3,051+198.2% | $4,259+113.6% | $4,299+111.6% |
| Admin fee / account holder | $5,798 | $5,241+10.6% | $6,418-9.7% | $6,940-16.5% |