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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,731 | $76,551+2.8% | $123,894-36.5% | $62,881+25.2% |
| Participation rate | 81.1% | 73.0%+8.1pp | 81.4%-0.3pp | 69.3%+11.8pp |
| Annual return | 6.11% | 18.68%-12.6pp | 47.52%-41.4pp | 20.14%-14.0pp |
| Employer contribution / active EE | $376 | $2,882-87.0% | $4,617-91.9% | $2,281-83.5% |
| Participant deferral / active EE | $2,402 | $4,840-50.4% | $5,984-59.9% | $3,203-25.0% |
| Admin fee / account holder | $2,630 | $4,826-45.5% | $8,357-68.5% | $4,296-38.8% |