Retirement plan

C.H. GUENTHER & SON LLC 401(K) PLAN

Name: CH GUENTHER - C.H. GUENTHER & SON LLC 401(K) PLAN (2023) Form 5500
Creator: CH GUENTHER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, C.H. GUENTHER & SON LLC 401(K) PLAN, CH GUENTHER

CH GUENTHEREIN 74-1508677Plan #001PY 2023

2201 BROADWAY - SAN ANTONIO, TX 78215210-352-6014

Prospect flagsFailed to provide benefit

Top hat statement on fileNQDC

Filed May 7, 2018 (most recent of 7 filings on file)

Plan administrator

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2201 BROADWAY

SAN ANTONIO State: TX Zip Code: 78215

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Plans declared (1)

C. H. GUENTHER & SON LLC DEFERRED COMPENSATION PLAN49 emp

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Total assets (EOY)

$187M

+13.8% from 2022

Total participants

2,973

+5.2% from 2022

Average account balance

$67,891

+12.9% from 2022

Annual return

17.36%

+35.04 pp from 2022

Benchmarks

See 245 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants1,000-4,999

Cohort245 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$205.61M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$76K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,705

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

87.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$23.51M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$104

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL2 years Service code 37 · EIN 04-2647786	Loan Processing	$222,344
FORVIS, LLP1 year Filed as: FORVIS MAZARS, LLP Service code 10 · EIN 44-0160260	Accounting	$23,888
USI CONSULTING GROUP1 year Filed as: USI CONSULTING GROUP, INC. Service code 16 · EIN 06-1053228	Consulting	$8,750

Plan features & details

Pension benefit codes2E2F2G2J2S2T3H3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceFailed to provide benefit
Form 5500 reported that benefits due were not provided when due.

Expense breakdown

Schedule H Part II

Admin total

$258K

$110 / participant

Recordkeeping$222K86.1%
Investment mgmt$3K1.1%
Contract admin$3000.1%
Other / not subdivided$33K12.7%

% of EOY assets

0.138%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: FORVIS MAZARS, LLP
Auditor EIN: 440160260
Audit fees: $23,888
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$67,891

$73,034-7.0%

$76,872-11.7%

$80,157-15.3%

Participation rate

90.7%

78.1%+12.6pp

69.6%+21.1pp

72.9%+17.8pp

Annual return

17.36%

18.56%-1.2pp

37.90%-20.5pp

40.39%-23.0pp

Employer contribution / active EE

$3,957

$2,779+42.4%

$2,533+56.2%

$2,977+32.9%

Participant deferral / active EE

$4,979

$4,140+20.3%

$3,832+29.9%

$5,015-0.7%

Admin fee / account holder

$94

$104-9.7%

$5,476-98.3%

$145-35.4%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL2 years

Service code 37 · EIN 04-2647786

Loan Processing

$222,344

FORVIS, LLP1 year

Filed as: FORVIS MAZARS, LLP

Service code 10 · EIN 44-0160260

Accounting

$23,888

USI CONSULTING GROUP1 year

Filed as: USI CONSULTING GROUP, INC.

Service code 16 · EIN 06-1053228

Consulting

$8,750

C.H. GUENTHER & SON LLC 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

C.H. GUENTHER & SON LLC 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion