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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,344 | $95,917-67.3% | $79,583-60.6% | $134,545-76.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -29.81% | -2.70%-27.1pp | 0.16%-30.0pp | 418.37%-448.2pp |
| Employer contribution / active EE | $2,439 | $3,129-22.1% | $2,414+1.0% | $4,742-48.6% |
| Participant deferral / active EE | $5,013 | $4,694+6.8% | $3,986+25.8% | $6,401-21.7% |
| Admin fee / account holder | $4,631 | $9,132-49.3% | $6,835-32.2% | $11,431-59.5% |