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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,396 | $124,980-40.5% | $108,359-31.3% | $154,746-51.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 15.36% | 45.00%-29.6pp | 36.89%-21.5pp | 172.34%-157.0pp |
| Employer contribution / active EE | $2,542 | $2,851-10.8% | $2,399+5.9% | $4,379-42.0% |
| Participant deferral / active EE | $7,324 | $4,743+54.4% | $4,137+77.0% | $6,730+8.8% |
| Admin fee / account holder | $6,795 | $11,502-40.9% | $9,741-30.2% | $14,365-52.7% |