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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,845 | $165,399-7.6% | $149,745+2.1% | $158,982-3.9% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 6.51% | 348.34%-341.8pp | 276.72%-270.2pp | 302.99%-296.5pp |
| Employer contribution / active EE | $2,414 | $5,105-52.7% | $4,646-48.0% | $4,763-49.3% |
| Participant deferral / active EE | $4,480 | $7,183-37.6% | $6,843-34.5% | $5,983-25.1% |
| Admin fee / account holder | $3,908 | $10,811-63.9% | $9,312-58.0% | $11,252-65.3% |