Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,257 | $73,988+450.4% | $96,538+321.9% | $75,177+441.7% |
| Participation rate | 29.6% | 66.4%-36.8pp | 74.3%-44.7pp | 67.2%-37.6pp |
| Annual return | 8.13% | 26.73%-18.6pp | 35.74%-27.6pp | 160.75%-152.6pp |
| Employer contribution / active EE | $1,235 | $2,930-57.9% | $3,740-67.0% | $2,671-53.8% |
| Participant deferral / active EE | $3,144 | $3,660-14.1% | $4,880-35.6% | $4,126-23.8% |
| Admin fee / account holder | $6,934 | $5,220+32.9% | $6,737+2.9% | $5,651+22.7% |