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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,169 | $125,778+25.0% | $114,563+37.2% | $154,746+1.6% |
| Participation rate | 82.6% | 75.2%+7.4pp | 72.9%+9.7pp | 80.7%+1.9pp |
| Annual return | 11.24% | 295.14%-283.9pp | 241.09%-229.9pp | 172.34%-161.1pp |
| Employer contribution / active EE | $538 | $2,806-80.8% | $2,592-79.3% | $4,379-87.7% |
| Participant deferral / active EE | $4,390 | $4,445-1.2% | $4,142+6.0% | $6,730-34.8% |
| Admin fee / account holder | $6,509 | $8,190-20.5% | $7,623-14.6% | $14,365-54.7% |