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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,169 | $101,618+54.7% | $93,063+68.9% | $137,256+14.5% |
| Participation rate | 82.6% | 74.9%+7.7pp | 72.1%+10.5pp | 80.0%+2.6pp |
| Annual return | 11.24% | 223.95%-212.7pp | 34.15%-22.9pp | 220.34%-209.1pp |
| Employer contribution / active EE | $538 | $2,707-80.1% | $2,476-78.3% | $4,156-87.1% |
| Participant deferral / active EE | $4,390 | $4,279+2.6% | $3,958+10.9% | $6,407-31.5% |
| Admin fee / account holder | $6,509 | $6,198+5.0% | $6,033+7.9% | $12,270-47.0% |