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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,092 | $75,832-15.5% | $147,617-56.6% | $59,633+7.5% |
| Participation rate | 90.1% | 71.6%+18.6pp | 84.6%+5.5pp | 68.7%+21.5pp |
| Annual return | -11.33% | 0.37%-11.7pp | 61.98%-73.3pp | 2041.45%-2052.8pp |
| Employer contribution / active EE | $3,868 | $3,485+11.0% | $5,564-30.5% | $2,203+75.6% |
| Participant deferral / active EE | $2,651 | $3,131-15.3% | $4,895-45.8% | $3,192-16.9% |
| Admin fee / account holder | $3,065 | $5,986-48.8% | $11,612-73.6% | $4,297-28.7% |