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Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $55,090 |
EDWARD JONES9+ years Service code 27 · EIN 43-0345811 | Advisory (Plan) | $19,106 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,204 | $91,372-22.1% | $129,995-45.2% | $74,419-4.3% |
| Participation rate | 47.7% | 77.8%-30.1pp | 78.5%-30.8pp | 70.7%-23.1pp |
| Annual return | 17.35% | 23.21%-5.9pp | -137.18%+154.5pp | 34.38%-17.0pp |
| Employer contribution / active EE | $1,289 | $2,563-49.7% | $4,320-70.2% | $2,637-51.1% |
| Participant deferral / active EE | $2,617 | $4,721-44.6% | $5,820-55.0% | $4,528-42.2% |
| Admin fee / account holder | $383 | $283+35.0% | $10,614-96.4% | $348+10.0% |