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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,932,588 | $123,155+1469.2% | $108,753+1677.0% | $155,188+1145.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 11.51% | 44.73%-33.2pp | 37.47%-26.0pp | 148.84%-137.3pp |
| Employer contribution / active EE | $12,000 | $2,811+326.9% | $2,427+394.5% | $4,248+182.5% |
| Participant deferral / active EE | $31,000 | $4,623+570.5% | $4,115+653.4% | $6,531+374.6% |
| Admin fee / account holder | $8,556 | $12,126-29.4% | $10,320-17.1% | $14,480-40.9% |