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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,162 | $124,346-24.3% | $111,306-15.4% | $167,553-43.8% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 12.45% | 37.46%-25.0pp | 54.67%-42.2pp | 478.89%-466.4pp |
| Employer contribution / active EE | $1,994 | $3,438-42.0% | $2,732-27.0% | $4,840-58.8% |
| Participant deferral / active EE | $4,844 | $5,182-6.5% | $4,488+7.9% | $6,343-23.6% |
| Admin fee / account holder | $2,549 | $10,623-76.0% | $7,966-68.0% | $12,316-79.3% |