Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $0 | $243,067-100.0% | $252,559-100.0% | - |
| Participation rate | 0.0% | 0.0%0pp | 50.9%-50.9pp | - |
| Annual return | 0.22% | -5.84%+6.1pp | -1.68%+1.9pp | - |
| Employer contribution / active EE | $29,608 | $30,197-1.9% | $44,959-34.1% | - |
| Participant deferral / active EE | $0 | $0 | $330-100.0% | - |
| Admin fee / account holder | $0 | $315-100.0% | $12,994-100.0% | - |