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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,818 | $76,112-84.5% | $96,534-87.8% | $71,511-83.5% |
| Participation rate | 89.9% | 74.4%+15.5pp | 76.0%+13.9pp | 67.9%+21.9pp |
| Annual return | 17.93% | 22.81%-4.9pp | 25.88%-8.0pp | 28.86%-10.9pp |
| Employer contribution / active EE | $1,822 | $2,248-19.0% | $2,965-38.6% | $2,589-29.6% |
| Participant deferral / active EE | $3,698 | $4,217-12.3% | $4,851-23.8% | $4,291-13.8% |
| Admin fee / account holder | $7 | $2,708-99.7% | $8,253-99.9% | $1,588-99.5% |