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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,896 | $27,936-53.8% | $58,561-78.0% | $75,173-82.8% |
| Participation rate | 93.2% | 38.8%+54.3pp | 50.9%+42.3pp | 67.2%+25.9pp |
| Annual return | 8.84% | 44.21%-35.4pp | 4251.33%-4242.5pp | 160.72%-151.9pp |
| Employer contribution / active EE | $159 | $670-76.3% | $1,053-84.9% | $2,671-94.1% |
| Participant deferral / active EE | $2,225 | $1,202+85.1% | $1,923+15.7% | $4,126-46.1% |
| Admin fee / account holder | $6,880 | $1,727+298.5% | $2,520+173.0% | $5,651+21.8% |